Though it’s important to invest over the long term, you can withdraw cash anytime from your general investment account. You can also withdraw cash anytime from your investment ISA – but remember you can only pay it back in if you’ve enough unused ISA allowance left. The cash you withdraw from your investment ISA will also lose the tax benefits of being in an ISA.

You can withdraw cash from your lifetime ISA, charge free, when you're buying your first home or from age 60. Otherwise, you'll have to pay the 25% government withdrawal charge on the amount you withdraw. ❗

You can’t withdraw cash from your Dodl pension – as the account is designed to grow your pension savings only.